Is Your Car Damage Just Cosmetic? After winter driving, many drivers notice new dents, scratches, or bumper damage and wonder the same thing: Is this just cosmetic, or does it need real repair attention? Understanding collision repair vs cosmetic repairĀ is knowing when damage affects safety, performance, or long-term reliability. When Damage Is Usually Cosmetic Car damage is typically considered cosmetic when it affects appearance only and does not interfere with how the vehi